ADGM – Abu Dhabi Global Market

Overview

Abu Dhabi Global Market (ADGM) is the UAE capital’s premier international financial centre, situated on Al Maryah Island. Established in 2013 by federal decree, ADGM operates under its own independent common law framework based on English law, making it one of only two financial free zones in the UAE with such a distinction. The jurisdiction is regulated by three independent authorities: the Registration Authority, the Financial Services Regulatory Authority, and ADGM Courts.

ADGM has rapidly positioned itself as a regional leader in fintech, hosting the region’s first regulatory sandbox (RegLab) and attracting a growing roster of banks, asset managers, and technology firms. Its regulatory clarity and government backing make it a strong choice for businesses that need institutional credibility.

Ideal For

ADGM is best suited for financial services firms, fintech startups, professional consultancies, and technology companies that serve the finance sector. If your business requires a regulated environment with common law protections, or if you plan to raise capital and deal with institutional investors, ADGM provides the right framework. It is also attractive for legal and accounting firms that advise financial clients.

Setup Process

Company registration at ADGM typically takes two to four weeks depending on the licence type. The process involves submitting an application through the ADGM portal, providing KYC documentation, selecting your business activity, and obtaining necessary regulatory approvals if you are in a regulated sector. Financial services firms must additionally apply for licencing through the FSRA.

Costs

First-year costs at ADGM range from AED 40,000 to AED 120,000 depending on licence category, office requirements, and whether regulatory approvals are needed. Commercial licences sit at the lower end, while financial services licences with regulatory fees reach the higher end. For a broader comparison, see our UAE Freezone Costs guide.

Pros and Cons

ADGM’s common law framework is a major advantage for international businesses, offering familiar legal protections and an independent court system with internationally renowned judges. The fintech ecosystem is thriving, and the ADGM brand carries serious weight with banks and investors. Government support from Abu Dhabi ensures continued investment in infrastructure and regulation.

However, ADGM is one of the most expensive freezones in the UAE. The focus on financial and professional services means it is not the right fit for trading, manufacturing, or media companies. The community, while prestigious, remains smaller than established Dubai freezones like DMCC or DIFC.

Related Freezones

Consider DIFC for a Dubai-based financial centre alternative, Masdar City for tech-focused Abu Dhabi operations, or twofour54 for Abu Dhabi media and creative services.